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Financing Available
  1.  Multifamily construction to permanent financing
       - $10 million minimum loan amount
       - Nationwide
       - 70% LTC maximum
       - Rates starting at 4.5%
       - Strong markets, coastal preferred
       - Substantial borrowers

  2.  Non-Recourse Loans For Income Producing Properties
       - $500,000 minimum loan amount
       - Nationwide
       - 75% LTV maximum
       - 1.15 DCR minimum including 2008, 2009, 2010 and YTD
       - Rates starting at 4.35% for 3 year fixed; 5,7 and 10 year
         also available

  3.  Privated Money for Commercial Properties
       - $1 million to $10 million
       - Nationwide
       - 1 to 3 year terms
       - 65% LTV maximum
       - Properties can be income producing or have the potential to
          produce income
       - Rates 9% - 11%

  4
.  California Private Money
       - California Only
       - $400,000 to $7,000,000+
       - Under 65% LTV
       - No construction or land loans
       - 1 to 5 year terms
       - These are asset based loans so only strong properties
       - Rates from 7.5%

  5.  Land Loans
       - Commercial land with entitlements
       - Nationwide
       - No rural properties
       - 35% to 60% LTV
       - 24 month term
       - No repay

6.  NNN Lease/Contract Financing
       - Funding secured on NNN leases, guaranteed contracts,
         as well as Energy Savings Contracts
       - $5 million minimum loan
       - Term: 3 - 15 years
       - See website page for full details
   
  Additional financing programs available.  Please contact us regarding your
  specific requirements.

  Call Bill Lewis at (831) 429-9200 for more information.

Lewis Financial and Real Estate Services
blewis@lewisfinancialwest.net
(831) 429-9200

Commercial Real Estate and Financing Solutions Since 1969